Where to get a quick consumer credit?
If you want fast consumer credit, it is often advisable not to turn to your bank where you hold your bank accounts. Indeed, the steps and the amount of money will take longer to be put in place.
At the same time, personal credit organizations have developed in recent years, particularly on the internet. It is possible to apply for a quick consumer loan in just a few minutes via an online form. You will need to fill in the details of your needs and personal information.
Nevertheless, you should know that not all credit houses will grant fast credit in the day, or in the days that follow.
The steps to get a fast loan?
The steps to get a quick consumer loan are the same as for the classic offers. Thus, the credit organization offers you a complete offer subject to an obligation of information including:
- The nature of the loan: credit work, auto loan, travel credit …;
- Its duration;
- Its annual percentage rate of charge or APR;
- The total cost of the loan;
- Number and amount of monthly payments.
Rest assured, quick consolidation credit rates are not necessarily higher than classic offers!
The obligations of the credit institution
Indeed, the speed of the subscription of this type of credit must not exceed the legal obligations in terms of consumer credit. Thus, the establishment proposing a fast credit to you must warn you on several measures:
- You must obtain a standardized credit and insurance information sheet;
- You will be subjected to a study on your solvency, that is to say, your capacity to repay the loan;
- You have the right to a reflection period of 15 days after the offer has been issued;
- You are also entitled to a withdrawal period of 7 days after the offer has been submitted;
- You must be informed of the terms of early redemption.
In some cases, some documents will delay the establishment of The Sainted because they do not only depend on you, such as a gray card in the case of a car loan or a quote for a work loan.
Compare consolidation credits for immediate response
The best solution to find a The Sainted quickly is to compare the consolidation credits online on The Saint.fr. To do so, you only have to fill out a free form in just a few minutes, many offers will then be offered by our partner credit agencies on a single page of results.
You can then compare these different offers according to your needs, which you will have defined during the questionnaire. It will then be possible to obtain a consumer credit with immediate response to take advantage of a fast Sainted to deal with an urgent situation.